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Here are some ideas for living a credit-free life, if that appeals to you (if it doesn’t, skip this article and don’t start a debate in the comments!). Save an emergency fund. Many people use their credit cards as a sort of emergency fund — if there’s an unexpected expense, the card comes out to [...] When it comes to credit cards, credit card debt and other loans and types of debt, many people are suddenly finding themselves not only way over their heads, but also drowning in it. This is largely a result of the fact that as consumers, we are using our credit cards to purchase too many of [...] In today’s economic environment, credit scores are more important than ever in borrowing. Sub-prime loans are drying up and the ones that remain are getting more costly in both fees and interest rates. Most financial experts agree that the days of cheap credit are gone for the foreseeable future. With this in mind, below are [...] Some sites that I’ve found that offer good suggestions on how to manage getting out of debt: 9 Ways to Pay Off Debt You can throw the reminders in the Cuisinart or chuck them into a garbage can, but that won’t make the debt go away. Debt hovers like a carrion bird over a dying [...] |
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