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new tax year has begun which provides a great opportunity to do a little financial spring cleaning. Even in a tough economy,it is possible to spend less without making major sacrifices. Get Organized First things first—gather all of your monthly bills and take stock of your situation. Ask yourself questions like:“Do I need [...] There is growing talk on Wall Street about the possibility of a recession. Since the beginning of the year three Wall Street firms (Merrill Lynch,Morgan Stanley and Goldman Sachs) have all stated they believe we are either in a recession already or are very close to a recession. In other words,it’s no longer [...] Do you own every gadget known to man (or woman)? Does your closet contain lots of shoes or clothes that you almost never wear? Are you feeling lost without credit cards? Do you come home with things you didn’t specifically go to buy? Do you use shopping as a quick fix for the blues? Do [...] Or you’ll end up like this: “This lady who appeared on Oprah lives the life of a big house in the burbs,new cars,six beautiful kids,and spending way beyond her husband’s $5,000/month salary. Felice drops $400 a month on Starbucks,$240 on tans and manicures,and her children have no health insurance” Read [...] | ||||||
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