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The economy is in a shambles. The stock market’s down, unemployment’s up, and the housing market is still skidding sideways. The people I know are beginning to get nervous. They’re worried that the recession will turn worse, and that their personal finances will end up in ruins, too. When it comes to money, the best defense [...] Do you own every gadget known to man (or woman)? Does your closet contain lots of shoes or clothes that you almost never wear? Are you feeling lost without credit cards? Do you come home with things you didn’t specifically go to buy? Do you use shopping as a quick fix for the blues? Do [...] Don’t spend more than you make! The key to getting out of debt is to not stay in it with the same bad habits. Credit cards are a huge convenience, however it’s much easier to swipe a card than to let go of a 20 dollar bill. Commit to making a change, you’ve got to [...] |
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