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Improving your FICO credit score

It’s important to note that raising your FICO credit score is a bit like losing weight:It takes time and there is no quick fix. In fact,quick-fix efforts can backfire. The best advice is to manage credit responsibly over time. See how much money you can save by just following these tips and raising [...]

Don’t miss a credit card payment,or the APR could soar

Even in the best of times,carrying a balance on your credit card is a risky —and costly —proposition. These days,it can be downright foolish,at least if there’s a chance you might miss a payment or two.

Millions of cardholders have recently received letters from the likes of Citibank,Bank of [...]

Dishonest Lenders Saddle Grads With Crushing Debt

Natalie Hickey left her small hometown in Ohio six years ago and aimed her beat-up Dodge Intrepid for the West Coast. Four years later,she realized a long-held dream and graduated with a bachelor’s degree in photography from Brooks Institute in Santa Barbara.

She also picked up $140,000 in student debt,some of it at [...]

$1.75 Trillion Deficit Seen as Obama Unveils Budget Plan

President Obama ’s budget proposal for 2010 projects a stunning deficit of $1.75 trillion for the current fiscal year,which began five months ago,reflecting a shortfall of more than $1 trillion as the fiscal year began,plus the costs of bank bailouts,the first wave of spending from the newly enacted stimulus plan and [...]

10 Essential Money Skills for a Bad Economy

The economy is in a shambles. The stock market’s down,unemployment’s up,and the housing market is still skidding sideways. The people I know are beginning to get nervous. They’re worried that the recession will turn worse,and that their personal finances will end up in ruins,too.

When it comes to money,the best [...]

Obama’s Budget:Almost $1 Trillion in New Taxes

President Obama’s budget proposes $989 billion in new taxes over the course of the next 10 years,starting fiscal year 2011,most of which are tax increases on individuals.

Not looking good…

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